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Mortgage Advisor jobs in Romford

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    • Proven mortgage advising experience within the UK market.
    • Commission paid on mortgage offer during your first 6 months.
    • High-quality warm leads provided.
    • We focus on delivering good, tailored outcomes for customers who are struggling with their mortgage payments, ensuring each customer is treated fairly and with…
    • 3–7 years of mortgage underwriting experience, preferably with a focus on UK second charge or buy-to-let mortgages.
    • Mortgage Underwriting: 2 years (required).
    • This role would suit an ambitious hybrid mortgage advisor who enjoys working closely with estate agency teams while maximising mortgage and protection…
  • View similar jobs with this employer
    • Provide customers with expert mortgage advice and tailored solutions that can change their lives.
    • Car: *Company car or £2,500 car allowance.
    • Source and secure competitive mortgage deals from various lenders.
    • Conduct thorough financial assessments for clients to understand their mortgage and…
    • You find yourself spending more time on admin and less time with clients.
    • There’s no support in building and nurturing your client community.
    • Mortgage and/or protection administration: 2 years (required).
    • Research mortgage and protection products using sourcing systems (training provided if needed).
    • Help maintain, develop and underwrite a profitable book of UK Property Cat, Risk, Proportional and London Market D&F business.
    • Prepare and send suitability letters and submit mortgage applications promptly.
    • Minimum of 12 months’ experience as a mortgage adviser ideally in a fast-paced…
    • Advise on residential and commercial mortgage solutions.
    • Proven experience handling higher-value mortgage cases.
    • Ongoing distribution of large client books.
    • You'll work on complex bridging transactions while building a clear pathway towards a future Head of Underwriting position.
    • Submitting mortgage applications accurately and efficiently.
    • Strong understanding of mortgage processing and case progression.
    • While shared ownership makes up a large part of the cases, advisors will also advise on residential and buy-to-let mortgages.
    • 50/50 on company-provided leads.
    • Advise clients on bridging finance, commercial lending, and residential mortgages.
    • You’ll have the platform, lender access, and support to *structure complex,…

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Job Post Details

John Charcol logo

Self Employed Mortgage Advisor - job post

John Charcol
3.9 out of 5 stars
United Kingdom•Remote
£60,000 - £80,000 a year - Freelance
Responded to 75% or more applications in the past 30 days, typically within 1 day.

Job details

Pay

  • £60,000 - £80,000 a year

Job type

  • Freelance

Full job description

Looking to move into self-employment but concerned about rebuilding your pipeline and protecting your income?

At John Charcol, we’re making that move easier.

We offer experienced mortgage advisers a £2,000 per month commission advance package for your first 4 months, alongside high-quality warm leads, competitive commission splits and the backing of one of the UK’s most established mortgage brands.

With over 50 years in the market and a strong national reputation, we provide advisers with the infrastructure, lead generation and operational support needed to build a successful long-term business.

What We Offer

  • £2,000 per month commission advance package for your first 4 months
  • £60,000–£80,000+ realistic first-year OTE
  • High-quality warm leads provided
  • Commission paid on mortgage offer during your first 6 months
  • Competitive commission splits
  • No network, FCA, or Professional Indemnity fees
  • Software licencing provided
  • Free Admin Support during your 6 months
  • Sourcing, Marketing and Business Development support
  • Access to advanced technology and systems
  • Whole-of-market proposition
  • Fully remote working anywhere in the UK
  • Backing of an established, trusted national brand

Who We’re Looking For

We’re looking for ambitious and experienced mortgage advisers who want the freedom of self-employment with genuine support behind them.

You’ll ideally have:

  • CeMAP (or equivalent) qualification
  • Recent Competent Adviser Status (CAS)
  • Proven mortgage advising experience within the UK market
  • Whole-of-market or broad-panel lender exposure
  • A strong track record of building client relationships and converting business
  • A self-motivated and professional approach

Why Advisers Join John Charcol

Many advisers are attracted by the flexibility and earning potential of self-employment but held back by concerns around lead quality, costs and short-term income stability.

At John Charcol, we’ve built a model designed to support advisers from day one — combining warm leads, financial support and a respected national brand to help you grow with confidence.

If you’re ready for greater flexibility, stronger earning potential and the support to build a successful business, we’d love to hear from you.

Pay: £60,000.00-£80,000.00 per year

Application question(s):

  • For how many years have you been a mortage adviser in the UK?
  • Do you currently hold Competent Adviser Status (CAS)?

Licence/Certification:

  • CeMap or equivalent? (required)

Work authorisation:

  • United Kingdom (required)

Work Location: Remote

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