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    • Proven mortgage advising experience within the UK market.
    • Commission paid on mortgage offer during your first 6 months.
    • High-quality warm leads provided.
    • Track record of writing mortgage and protection business.
    • CeMAP-qualified mortgage advisor with proven client-handling experience.
    • Provide compliant mortgage and/or protection advice in line with FCA standards.
    • Job Type:* Self-Employed | Commission-Only.
    • Schedule:* Full-time or Part-time.
    • Work closely with our residential mortgage team and case managers to deliver a seamless customer journey.
    • Specialist Mortgage Adviser (Leads Provided)*.
    • Minimum 12 months’ mortgage advisory experience.
    • That’s why we provide high-quality, pre-qualified leads, cutting-edge systems, and full back-office support.
    • ✅ Pre-approved marketing content to generate mortgage leads.
    • Minimum 12 months mortgage advice experience.
    • ✅ State-of-the-art CRM & admin support systems.
    • This includes taxation specialists, general financial advisers, IHT and succession planning experts, asset-ownership restructuring, will writing and estate…
    • Draft, review, and negotiate legal documents including contracts of sale, transfer documents, and mortgage instructions.
    • Mortgage and Protection: 1 year (required).
    • Minimum 2 years' experience as a mortgage advisor, ideally within a self-employed model.
    • Provide expert mortgage advice across the full market, with particular…
    • Experienced Insurance Advisor (Self-Employed).
    • Job Type: Self-Employed | Commission-Only.
    • Schedule:* Full-time or Part-time.
    • In this role, you will benefit from a consistent stream of high-quality, warm leads.
    • While this is a remote position, candidates must live within approximately…
    • Have at least 18 months’ mortgage advice experience, complex lending experience preferred.
    • Have held Competent Adviser Status (CAS) within the last 12 months.
    • Deliver regulated financial advice across pensions, investments, protection, retirement, and mortgage planning (and other permissions held).
    • Handle a mix of sales, purchases, re-mortgages and transfers of equity.
    • Manage a full caseload of residential conveyancing files from instruction through to…

Job Post Details

John Charcol logo

Self Employed Mortgage Advisor - job post

John Charcol
3.9 out of 5 stars
United KingdomRemote
£60,000 - £80,000 a year - Freelance
Responded to 75% or more applications in the past 30 days, typically within 1 day.

Job details

Pay

  • £60,000 - £80,000 a year

Job type

  • Freelance

Full job description

Looking to move into self-employment but concerned about rebuilding your pipeline and protecting your income?

At John Charcol, we’re making that move easier.

We offer experienced mortgage advisers a £2,000 per month commission advance package for your first 4 months, alongside high-quality warm leads, competitive commission splits and the backing of one of the UK’s most established mortgage brands.

With over 50 years in the market and a strong national reputation, we provide advisers with the infrastructure, lead generation and operational support needed to build a successful long-term business.

What We Offer

  • £2,000 per month commission advance package for your first 4 months
  • £60,000–£80,000+ realistic first-year OTE
  • High-quality warm leads provided
  • Commission paid on mortgage offer during your first 6 months
  • Competitive commission splits
  • No network, FCA, or Professional Indemnity fees
  • Software licencing provided
  • Free Admin Support during your 6 months
  • Sourcing, Marketing and Business Development support
  • Access to advanced technology and systems
  • Whole-of-market proposition
  • Fully remote working anywhere in the UK
  • Backing of an established, trusted national brand

Who We’re Looking For

We’re looking for ambitious and experienced mortgage advisers who want the freedom of self-employment with genuine support behind them.

You’ll ideally have:

  • CeMAP (or equivalent) qualification
  • Recent Competent Adviser Status (CAS)
  • Proven mortgage advising experience within the UK market
  • Whole-of-market or broad-panel lender exposure
  • A strong track record of building client relationships and converting business
  • A self-motivated and professional approach

Why Advisers Join John Charcol

Many advisers are attracted by the flexibility and earning potential of self-employment but held back by concerns around lead quality, costs and short-term income stability.

At John Charcol, we’ve built a model designed to support advisers from day one — combining warm leads, financial support and a respected national brand to help you grow with confidence.

If you’re ready for greater flexibility, stronger earning potential and the support to build a successful business, we’d love to hear from you.

Pay: £60,000.00-£80,000.00 per year

Application question(s):

  • For how many years have you been a mortage adviser in the UK?
  • Do you currently hold Competent Adviser Status (CAS)?

Licence/Certification:

  • CeMap or equivalent? (required)

Work authorisation:

  • United Kingdom (required)

Work Location: Remote

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