Medical Insurance Underwriter jobs

Q Underwriting part of PIB Group brings together multiple specialist underwriting brands with deep heritage in their niches, offering 30+ in‑house underwritten, A‑rated commercial products that brokers can trade seamlessly.

To underwrite a portfolio of commercial insurance risks in line with Q Underwriting’s underwriting strategy, risk appetite and authority levels. The role will focus on delivering profitable growth through high‑quality risk selection, technical underwriting and excellent broker relationships, while ensuring compliance with all regulatory and internal standards.

What you’ll be doing:

• Assess, price and underwrite new business, renewals and MTAs within delegated authority.
• Provide a high standard of customer service, supported by a strong level of technical knowledge.
• Analyse risk information, financials, claims experience and survey reports to make sound underwriting decisions.
• Structure and negotiate terms, conditions, endorsements and limits in line with product wordings and underwriting guides.
• Refer cases outside personal authority with clear rationale and recommendations.
• Build and maintain strong, professional relationships with key brokers and partners.

What we’re looking for:

• Experience in a commercial underwriting role within an insurer, MGA or broker with underwriting authority.
• Previous experience of underwriting new and existing property business.
• Proven track record of managing a profitable book and achieving underwriting KPIs.
• Experience of working closely with brokers to develop and retain business.
• You’ll bring real presence, drive, energy and enthusiasm to the team.

What You Will Get:

• Supportive, people‑focused culture with emphasis on wellbeing and work-life balance.
• Hybrid and flexible working options, in line with business needs and team requirements.
• Modern, collaborative working environment within a growing specialist underwriting business.

Why PIB Group?

PIB Group is one of the UK’s fastest-growing insurance businesses, offering real career progression, professional development, and a collaborative culture where your work truly matters.

We encourage our people to be collaborative, with entrepreneurship at our core. We are a fast-paced, growing organisation and an exciting place to be.

We also value ambition and creative thinking. You don’t have to tick every box to apply, if you bring fresh ideas and a drive to grow, we’d love to hear from you!

Inclusion & Accessibility

We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation, or any other characteristic protected by law.

If you need this job advert in any other format or require any adjustments for your application or during the recruitment process, please reach out to recruitment@pib-insurance.com

Application question(s):

• Are you willing to attend the Croydon office 1/2 days per week?

Experience:

• Property Underwriting: 2 years (required)

Work authorisation:

• United Kingdom (required)

Work Location: In person